Phone: 416-441-0081 Toll Free: 1-877-466-7252
ABOUT US
Our team's focus is to take the time to understand the financial needs and goals of our clients. We provide in-depth financial, tax, estate, and investment planning for individuals, families and corporations. Our goal is to provide financial contentment by addressing all our client’s questions, listening to concerns and clearly communicating our recommendations. Our team strives to provide excellent client service and always act in our client’s best interest.
Our priority is to remain independent to ensure that we provide our clients with impartial advice, without any interference from “big bank” shareholders or corporate mandates promoting “in-house” products. We have teamed up with Aligned Capital Partners Inc (ACPI) in order to maintain our independence. By upholding our independence, we can provide advice to clients that is customized to their unique financial goals and objectives.
We pride ourselves in excellent portfolio returns and efficient tax strategies. Providing exceptional client experience through the highest level of professional service and attention is what distinguishes us from our peers.
Working Together to Achieve Your Financial Goals
Aligned Capital Partners Inc.
ROBERT PITTIGLIO
Investment Advisor
Robert brings with him over 20 years of experience in the financial industry. He began his career in the banking industry. This experience allowed him to vow his independence with regards to investment advice for his clients.
Robert believes in education not only for himself but also for his clients. He has completed his CIM® and FMA designations. Robert's knowledge in Retirement Planning, Tax Planning and Estate Planning uniquely qualifies him to help clients in all aspects of their financial situation.
Robert is the father of three beautiful girls Sophia, Olivia and Claudia. He is an avid skier and loves to travel. He worked with Sunnybrook Hospital raising money for Cancer Research.
AYDA LAK
Investment Advisor
Ayda Lak has been working in the Financial Service Industry since 2005. She began her career on the Fund side in sales and marketing. This is where she learned the depths of the equity and fixed income markets as well as portfolio construction. She takes great pride in creating strategies that allow her clients to reach their unique investment goals.
Ayda holds an Honours Bachelor of Science from the University of Toronto specializing in Computer Science and Economics. Ayda holds the CIM® designation.
Ayda and her husband have two beautiful daughters Saba and Delsa. In her spare time she loves to travel, spend time with her girls and educate herself on world politics.
OUR SERVICES
Cutting Edge Consulting Tailored for You
We are your one-stop-shop for all your investment related needs. With all the hustle and bustle going on during the day, it’s easy to veer off track. Sometimes, all it takes is a little help from a professional to put you back on the right path. Our team combined has 45 years of experience in the Financial Services Industry. We take great pride in the customized planning we create for our clients.
RETIREMENT PLANNING
Putting You On the Path to Success
Regardless of your age or stage in life, we believe that all our clients need to have a comprehensive retirement plan. This plan will allow us to answer key questions that will allow us to meet your goals and objectives. The plan will help us identify when you can retire, how much retirement income you require, how to best draw down on your assets in a tax efficient manner and how much you should be saving in order to meet your retirement goals.
We specialize in managing "Sequence in Returns" during retirement. The returns we obtain during the first years of retirement will determine how long your retirement savings will last. We are very cognizant in building sound retirement portfolios with assets that will last through your retired years.
INVESTMENT STRATEGY
Expert Guidance Every Step of the Way
Our team takes great pride in our independent investment approach. We are licensed to have access to investment vehicles such as Stocks, Bonds and GIC's. We strive to obtain returns while protecting your downside risk. All our investment strategies focus on asset allocation, tax minimization and strategy. We are not associated with a "Big Bank" that has a corporate mandate to push "product" to meet objectives. We provide independent advice and use the best investment vehicle to meet our client’s goals.
TAX STRATEGY
A Comprehensive Approach to Consulting
We believe that evaluating investments based on their after-tax returns is essential for our client’s investment portfolios. It is both advantageous and critical in recognizing how gains from stocks, bonds, mutual funds and other investment income are taxed differently to optimize your after-tax rate-of-return. Our familiarity with Tax Shelters will allow us to provide clients with significant deductions against taxable income. We implement efficient income splitting among family members to reduce the total tax paid for our clients. Tax efficiency is a very complex matter, we take pride in the strategies we implement for our clients.
CANADIAN EXPATS
Experienced Advice in Bring Your Money Home
We provide financial planning for Canadian expatriates who have relocated to other parts of the world. We focus on those expats who plan to retire back to Canada.
CLIENT REVIEWS
I have been a client of Robert Pittiglio for the past 15 years and there is no other Investment Advisor I trust more with my personal finances. Robert has managed my family’s portfolio consisting of a variety of investments.
During that time, Robert has made sound recommendations, not only pertaining to the growth of personal finances but also the future financial security of my children.
I would highly recommend Robert and his team as experienced and trusted professionals in their field.
Carolyn Longo
“Rob and his team continue to successfully manage our entire investment portfolio. They are professional and pro-active – and are prompt when addressing our concerns. Their work has enabled us to retire comfortably – knowing that we will have investment income for all of our needs.”
Rose-Marie and Dan Decaire
Ayda and Rob have worked diligently and taken the time to really know our growing family’s financial goals. They provide us with the confidence that our financial goals will be met as well as educate us to ease our comfort level. Their team is always ready to answer any of our questions regarding our portfolio.
We are more than pleased with the service that Ayda and Rob provide and highly recommend them.
Armita and Robert Brown
CONTACT US
8555 Jane St. Suite 100
Vaughan, ON
L4K 5N9
Phone: 416-441-0081 Toll Free: 1-877-466-7252
Robert Pittiglio, Ayda Lak are agents of Aligned Capital Partners Inc. (ACPI). Robert Pittiglio and Ayda Lak are registered to provide investment advice and transact in mutual funds and securities in the province of Ontario.
Aligned Capital Partners Inc. (ACPI), a member of the Canadian Investor Protection Fund (CIPF.ca) and the Investment Industry Regulatory Organization of Canada (IIROC.ca). Investment products are provided by ACPI and include, but are not limited to; mutual funds, stocks and bonds.
Any advice which may be given in respect of non-securities services is given by your Advisor solely and no such advice is given in their capacity as an agent of ACPI and is not protected by the Canadian Investor Protection Fund (CIPF). CIPF coverage is available to investment dealers that are members of IIROC and does not cover insurance products and segregated products not held by a member.
Non-securities related business includes, without limitation, fee-based financial planning services; estate and tax planning; tax return preparation services; advising in or selling any type of insurance product; any type of mortgage service. Accordingly, ACPI is not providing and does not supervise any of the above noted activities and you should not rely on ACPI for any review of non-securities services provided by Robert Pittiglio and Ayda Lak.
This website is for general information only and is not intended to be personalized advice including, without limitation, investment, financial, legal, accounting, or tax advice. Please consult the appropriate professional regarding your particular circumstances.
This website does not constitute an offer or solicitation in any jurisdiction in which such offer or solicitation is not authorized or to any person to whom it is unlawful to make such offer or solicitation. The opinions expressed are those of the author and not necessarily those of ACPI. The information contained on this website is subject to change without notice. Information has been gathered from sources believed to be reliable. The owner and publisher of this website are not liable for any inaccuracies in the information provided.
